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Bank Regulatory Compliance Consulting

We offer a wide range of regulatory compliance related services to financial institutions.  We will not only identify your needs, but work with you, providing recommendations to find the solutions. We provide the support you need to develop and enhance your overall compliance program and all of it’s individual components.

We want to assist you in building and enhancing your regulatory compliance program. 

Services

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Lindsey Stern, CRCM

Consultant/Founder

Lindsey (Ward) Stern has over fifteen years of banking and compliance experience spanning four different states which included small community banks to multi-billion-dollar banks and clients. Her banking experience began in Oregon as a high school student with a Teller internship. She spent many years as a Commercial and Ag Loan Processor, then became a community bank Training Manager, BSA Officer and Compliance Officer before transitioning to Regulatory Compliance Consulting.

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AboutMore

More About Lindsey

Lindsey has a passion for rural life and community banks being raised on a cattle ranch in Northeastern Oregon the first 19 years of her life until she went off to college. She witnessed the construction boom followed by the devastation of the housing market crash of 2008 while still residing in her college alma mater of Bozeman, Montana. Then life took her to Cheyenne, Wyoming where in addition to her banking experience she added two years of real estate title searching while employed by a title services company. She has resided the past 13 years in rural Central Nebraska which she now considers home.

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She has a Bachelor’s Degree in Business Finance and a Bachelor’s Degree in Economics from Montana State University; Certified Regulatory Compliance Manager (CRCM) from the American Banker’s Association; completed the Nebraska Banker’s Association Schools of Banking – Compliance; successfully completed the National Flood Insurance Program – Key Fundamentals of Flood Insurance for Agents 2.0; along with countless hours of compliance continuing education.

 

Lindsey has a passion for combating Elder Financial Abuse and Human Trafficking through extensive Bank Secrecy Act (BSA) work, helping banks protect their customers from becoming victims. She thrives on assisting banks to bridge the gap between service and compliance.

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When not consulting, Lindsey spends time in Central Nebraska with her boyfriend and three border collie dogs, at her niece and nephew’s various activities, working team ropings, traveling, playing pickleball, reading, riding horses, attending church, training with her life coach, and encouraging others through empowerment and financial education.

Benefits of Working with Lindsey:

  • I’m not just looking for clients, but to build a relationship upon a platform of sustainable mutual success.

  • I have a hometown rural community upbringing with nationwide experience.

  • My clients are located in multiple different states. I utilize technology and personal connections to build long term relationships. I strive to have your review and consulting services to be more than just transactional.

  • As a woman owned company and independent consultant I understand the bottom line. As a small business owner I personally manage the overhead allowing me to provide you extraordinary service at a reasonable price.

  • I actively engage in compliance peer groups, networks, and compliance industry news source ensuring I can provide you the latest in compliance and regulatory industry standards.

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Compliance Resources

  1. FDIC: https://www.fdic.gov/
     

  2. FDIC Financial Institution Letters: https://www.fdic.gov/news/financial-institution-letters
     

  3. Federal Reserve Board (Fed): http://www.federalreserve.gov/
     

  4. Consumer Financial Protection Bureau (CFPB): https://www.consumerfinance.gov/
     

  5. Financial Crimes Enforcement Network (FinCEN): https://www.fincen.gov/
     

  6. FinCEN Alerts/Advisories/Notices/Bulletins/Fact Sheets: https://www.fincen.gov/resources/advisoriesbulletinsfact-sheets#fincen_notices
     

  7. Federal Financial Institutions Examination Council (FFIEC): https://www.ffiec.gov/
     

  8. Office of Foreign Assets Control (OFAC): https://home.treasury.gov/policy-issues/office-of-foreign-assets-control-sanctions-programs-and-information
     

  9. American Bankers Association (ABA): https://www.aba.com/
     

  10. Bankers Online (BOL): https://www.bankersonline.com/
     

  11. Military Lending Act (MLA) Website: https://mla.dmdc.osd.mil/mla/#/home
     

  12. Nationwide Mortgage Licensing System (NMLS): https://www.nmlsconsumeraccess.org/Home.aspx/MainSearch
     

  13. FFIEC APR Tool: https://www.ffiec.gov/examtools/FFIEC-Calculators/APR/#/accountdata
     

  14. FFIEC Geocoding/Mapping System: https://geomap.ffiec.gov/FFIECGeocMap/GeocodeMap1.aspx
     

  15. OFAC Search Tools: https://home.treasury.gov/policy-issues/office-of-foreign-assets-control-sanctions-programs-and-information

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